Spectacular home. Built around 1915 by a wealthy banker from up north. Some say it was once on an old horse farm. The house has been totally restored. In excellent taste. Coffered ceilings. Nice trim work by a master carpenter.

Sunny kitchen with work island … or eating island. Wine coolers in block wall. One for white. One for red. White subway tile and white shaker cabinets. The original 100-year old leaded glass corner cabinet is still there. The powder room is just off the family room.

Sunroom was once the old porch. Makes for a great family room as French doors lead to tiered deck and paved court yard below. Lush tropical butterfly garden. With an open floor plan, this is a great place to entertain.

Full size stack washer/dryer is on the second floor with the bedrooms. White Carrara marble in all bathrooms. Master bathroom is bright and sunny with two glass walls and window in the shower. Double sinks and an extra make-up counter complete the bathroom. The nearby walk-in closet has a window seat. It overlooks the garden. Second bathroom has bathtub and shower. House is 1,652 square feet.

Carriage house in rear makes a formidable back drop. Vines grow over the arbors. Slatted hurricane shutters cover the upper windows. Old triple-tiered fountain has been there for years. Drowns out city noises. Sit in the backyard and you are surrounded by a lush butterfly garden, mature palms, a six-foot wooden fence and an old carriage house. You don’t even know you are in town. Keep a car in one of the private garages.

Step off the front porch and go left to 4th Street. Have coffee at Starbucks. Go right to town and stop at the funky Black Crow Coffee Shop. Amazing pastries there, too. It is a short walk to the historic Vinoy Hotel and the waterfront parks. Sundial, restaurants and movies are also nearby.

This more urban location is close to both parts of town . . downtown and 4th Street with lots of businesses and restaurants nearby.